EdgeFlow Capital is launching soon but is not currently offering lending services. This site is for informational purposes only.

Secured Business Loans for Limited Companies

Secured Small Business Loans with fixed rates for up to 15 years, available to new and existing Limited Companies and LLPs.

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Improve Cashflow

Pay Wages

Pay HMRC

Pay Wages

Purchase Premises

Are You Eligible For A Small Business Loan?

Access loan funding from £25,000 to £250,000 within 24 hours of approval. Check your eligibility in less than 5 minutes with no obligation. Apply for in principle offer of funds with no application costs.

You are a Director of a Limited Company in England or Wales

You own a property that could be used as loan security

You have a business bank account

Small Business Loan Calculator

Fuel your company’s growth with our secured business loans. With flexible terms, quick approval, and competitive rates, you'll have the support you need to invest in expansion and long-term success

Curious about what a secured loan could look like? Get a rough idea here before you apply. This calculator is for illustrative purposes only.

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Loan Term: 10 years

Monthly Repayment:

£467.99

Indicative Cost Per Working Day (Mon-Fri):

£23.40

Our Small Business Loans can be used for any business purpose

Our Secured Small Business Loans can be used to consolidate existing debts, pay bills including HMRC, buy new stock or equipment or simply for cashflow purposes to cover seasonal demands.

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Flexible Loan Term

Loans may have a possible duration of 3 years up to a maximum of 15 years with the monthly payments fixed for the duration of the loan.

Fixed Interest Rate

On a Fixed Rate which means the interest rate charged will not vary for the loan duration. Interest rate 1.59% per month. 19.08% per annum. 20.84% APR.

No Debenture

No debenture required and no security required over your business assets.

How Our Secured Small Business Loans Work

  • Apply For Secured Business Loan

    Contact us with your request for finance either by phone or online and within 4 business hours we will contact you with an illustration of the terms and the underwriting requirements to be satisfied to fund the loan.

  • Complete The Initial Paperwork

    If you are happy to proceed, send us the completed application form and the property details so we can confirm the valuation fee payable for inspection of the property.

  • Valuation & References Requested

    You make the payment direct to the valuer and the valuation is arranged at a time to suit you and while that is happening the references are requested. We will let you know what we need before we send the reference requests.

  • Signing

    You will need to arrange a meeting with your solicitor to sign the legal paperwork which then needs to be returned to us. You can wait to find out the references and valuation are okay before visiting solicitors or arrange this immediately to speed matters along.

  • Release of Funds

    Once we have received all the signed paperwork and any other documents required along with satisfactory valuation and references we will need to speak to you to make sure you’re happy for the loan to complete and then the loan funds will be sent to your nominated business bank account usually the same day.

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Our Small Business Loans Tailored For You

Small Business LoansSmall Business Loans For Bad CreditSmall Business Loans For WomenSmall Business Loans For Restaurants

Secured Business Loan Representative Example

If you borrow £25,000 over 10 years at an interest rate of 20.8% APR (fixed) you would pay £467.98 per month. The total charge for credit would be £31,157.60. The total amount repayable would be £56,157.60. A lenders legal and admin fee may be payable which would increase the total amount repayable and the APRC. The standard fee is £795 for loans up to £30,000 and £1395 for loans over £30,000.

YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT