Small Business Loans For Restaurants
Secured small business loans with fixed rates for up to 15 years, available to new and existing Limited Companies and LLPs. Whether you’re starting a new business or growing an existing one, achieve lift-off with a fast, flexible equity loan.
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Secured Small Business Loans For Restaurants
Running a restaurant is an exciting yet challenging business. From managing daily operations to sourcing quality ingredients and upgrading your venue, financial support is often essential. We offer secured small business loans for restaurants, providing the financial backing you need to grow, renovate, or cover other business expenses. Whether you're facing cash flow issues or planning for expansion, our secured loans, backed by your property, can provide a solution tailored specifically for restaurant owners.
Providing you own a residential or commercial property with suffient equity, our secured loans provide a pathway to access the funds your business needs
Access loan funding from £25,000 to £250,000 within 24 hours of approval. Check your eligibility in less than 5 minutes with no obligation. Apply for in principle offer of funds with no application costs and zero broker fees.
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Are You Eligible For A Secured Business Loan?
If you meet the below criteria you may qualify for our Secured Small Business Loan.
You are a Director of a Limited Company in England or Wales
You own a property that could be used as loan security
You have a business bank account
What our customers are saying...
I'm just emailing to confirm I have now received the funds of £40K into my business bank account. I would just like to say many thanks for all your help with this Business Loan. It has been very much appreciated and will help me to get my business started. I can't wait to get started. Thanks again.
GHU LTD
Small Business Loans Available to Limited Companies and LLPs
Running a restaurant often comes with a high demand for working capital, whether it's to cover daily expenses, expand the premises, or invest in equipment. Our small business loans for restaurants offers several advantages over unsecured loans, including access to larger sums of money and lower interest rates.
Secured loans offer restaurant owners the ability to borrow based on the value of their property, usually between 50% to 80% of the property’s market value. This can result in a higher loan amount compared to unsecured options, giving your restaurant the resources it needs to succeed.
Additionally, secured business loans for restaurants often come with more favorable interest rates. Since the loan is secured against property, the lender’s risk is reduced, leading to better repayment terms. This can make managing loan repayments easier, leaving more room to focus on running your business.
free no obligation quote£250,000 Max Loan Available
Zero Broker Fees
Secured By Residential or Commerical property
Fixed Rate & Interest Only Loans Available
Loans For Any Business Purpose
Deal Direct With The Lender
Small Business Loan Calculator
Fuel your company’s growth with our secured business loans. With flexible terms, quick approval, and competitive rates, you'll have the support you need to invest in expansion and long-term success
Curious about what a secured loan could look like? Get a rough idea here before you apply. This calculator is for illustrative purposes only.
free no obligation quoteLoan Term: 10 years
Our Small Business Loans can be used for any business purpose
Our Secured Small Business Loans can be used to consolidate existing debts, pay bills including HMRC, buy new stock or equipment or simply for cashflow purposes to cover seasonal demands.
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Flexible Loan Term
Loans may have a possible duration of 3 years up to a maximum of 15 years with the monthly payments fixed for the duration of the loan.
Fixed Interest Rate
On a Fixed Rate which means the interest rate charged will not vary for the loan duration. Interest rate 1.59% per month. 19.08% per annum. 20.84% APR.
No Debenture
No debenture required and no security required over your business assets.
Frequently Asked Questions
Yes, EdgeFlow Capital provides secured loans to restaurant owners, secured against residential or commercial property.
You may be eligible to borrow between £25,000 and £250,000+, depending on the value of the property used as security.
Yes. If your restaurant operates from a property you own, it may be eligible as security. We also accept personally owned residential or commercial property.
Yes. Startups may qualify if they can offer residential or commercial property in England or Wales as security.
We understand the restaurant industry can face challenges. If you have a suitable property to secure the loan, we may still be able to assist.
No. We only accept residential or commercial property as security. Equipment or other business assets are not eligible.
If repayments are not made, the lender may recover the loan amount through the secured property. We assess repayment ability before approval.
How Our Secured Small Business Loans Work
Our Small Business Loans Tailored For You
Secured Business Loan Representative Example
If you borrow £25,000 over 10 years at an interest rate of 20.8% APR (fixed) you would pay £467.98 per month. The total charge for credit would be £31,157.60. The total amount repayable would be £56,157.60. A lenders legal and admin fee may be payable which would increase the total amount repayable and the APRC. The standard fee is £795 for loans up to £30,000 and £1395 for loans over £30,000.
YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT