Small Business Loans
Secured small business loans with fixed rates for up to 15 years, available to new and existing Limited Companies and LLPs. Whether you’re starting a new business or growing an existing one, achieve lift-off with a fast, flexible equity loan.
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Small Business Loans For Limited Companies
We specialise in providing secured small business loans to UK limited companies and LLPs, helping them access the capital they need to thrive. Whether you're looking to invest in growth or manage operational expenses or consolidate exisiting debt, we offer flexible, tailored loans to meet your specific needs.
Providing you own a residential or commercial property with suffient equity, our secured loans provide a pathway to access the funds your business needs.
Access loan funding from £25,000 to £250,000 within 24 hours of approval. Check your eligibility in less than 5 minutes with no obligation. Apply for in principle offer of funds with no application costs and zero broker fees.
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Are You Eligible For A Secured Business Loan?
If you meet the below criteria you may qualify for our Secured Small Business Loan.
You are a Director of a Limited Company in England or Wales
You own a property that could be used as loan security
You have a business bank account
Small Business Loans Available to Limited Companies and LLPs
Whether you're expanding your operations, purchasing new equipment, or managing day-to-day expenses, a secured business loan can provide the financial support your company needs to thrive. At EdgeFlow Captial, we specialize in offering secured loans tailored to UK businesses, allowing you to borrow against residential or commercial property to unlock significant funding. Our business mortgages are designed to support limited companies and LLPs, giving you access to capital with favorable terms.
free no obligation quote£250,000 Max Loan Available
Zero Broker Fees
Secured By Residential or Commerical property
Fixed Rate & Interest Only Loans Available
Loans For Any Business Purpose
Deal Direct With The Lender
Small Business Loan Calculator
Fuel your company’s growth with our secured business loans. With flexible terms, quick approval, and competitive rates, you'll have the support you need to invest in expansion and long-term success
Curious about what a secured loan could look like? Get a rough idea here before you apply. This calculator is for illustrative purposes only.
free no obligation quoteLoan Term: 10 years
Our Small Business Loans can be used for any business purpose
Our Secured Small Business Loans can be used to consolidate existing debts, pay bills including HMRC, buy new stock or equipment or simply for cashflow purposes to cover seasonal demands.
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Flexible Loan Term
Loans may have a possible duration of 3 years up to a maximum of 15 years with the monthly payments fixed for the duration of the loan.
Fixed Interest Rate
On a Fixed Rate which means the interest rate charged will not vary for the loan duration. Interest rate 1.59% per month. 19.08% per annum. 20.84% APR.
No Debenture
No debenture required and no security required over your business assets.
Why choose a Secured Business Loan?
For businesses needing reliable access to capital, secured business loans provide the perfect balance of flexibility and affordability. Here are some of the key benefits
Higher Borrowing Limits: Because the loan is secured by property, businesses can access more substantial sums, allowing them to fund expansion, new projects, or significant purchases.
Competitive Interest Rates: With the backing of a valuable asset, lenders offer lower interest rates compared to unsecured loans, reducing overall borrowing costs.
Extended Repayment Periods: Secured loans often come with longer repayment terms, easing monthly financial pressures and allowing your business to manage cash flow more effectively.
Increased Loan Approval Chances: Even if your business has faced challenges with unsecured loans, the added security of property may increase your chances of approval.
Frequently Asked Questions
EdgeFlow Captial unregulated secured business loans for limited companies, including loans for businesses with bad credit.
Any limited company or limited liability partnership located in England or Wales whose shareholders, partners or other stakeholders are ready to enter a personal guarantee secured against their property, or, in some circumstances, when the business owns property, use it as security.
Only commercial or residential property can be used as security for a loan.
Yes. You can use your home or a buy to let property as security for the guarantee provided against the loan to your business.
You can typically borrow between £25,000 and £250,000+, depending on your business’s financial position, the type and location of the property used as security, and the property's market value. In most cases, loans can go up to 70% of the property's value.
In England and Wales, acceptable security includes residential owner-occupied, investment, or semi-commercial properties. The registered proprietor, or owner, of the property provided as security, must be the guarantor or borrower. The lender can typically provide a second mortgage or, in some situations, a third mortgage where there is already a second mortgage.
If repayments aren’t met, the lender may seize the property used as loan security to recover the loan amount.
How Our Secured Small Business Loans Work
Our Small Business Loans Tailored For You
Secured Business Loan Representative Example
If you borrow £25,000 over 10 years at an interest rate of 20.8% APR (fixed) you would pay £467.98 per month. The total charge for credit would be £31,157.60. The total amount repayable would be £56,157.60. A lenders legal and admin fee may be payable which would increase the total amount repayable and the APRC. The standard fee is £795 for loans up to £30,000 and £1395 for loans over £30,000.
YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT