Secured Loan Calculator
Boost your limited company’s growth with our secured business loans. Enjoy competitive rates, swift approval, and flexible terms tailored to your needs. Secure the funds you need for expansion, innovation, and lasting success.
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Secured Loan Repayment Calculator
Our secured loan calculator can provide you with a helpful illustration of possible loan repayment terms. Use this tool to work out a loan structure that works for you.
Loan Term: 10 years
This calculator is intended for illustration purposes only and exact payment terms should be agreed with the lender before taking out a loan.
Looking for a secured business loan to help grow your UK limited company? Use our Secured Loan Calculator to get an estimate of how much you could borrow. Secured loans allow you to access larger amounts by using your property as secuirty, making it an ideal option for limited companies that need capital for expansion, cash flow, or investments.
How Our Secured Loan Calculator Works
Our calculator is designed to give you an estimate of the loan amount your business could secure based on the value of the property you own. Simply enter the amount you would like to borrow and the term length and we will calculate the repayments for you. Note: The actual amount you may be able to borrow will depend on various factors, including the type of property you own, your company’s credit history, and lender requirements
Get Your Secured Loan Estimate Today
Using our Secured Loan Calculator, your limited company can quickly get an idea of the loan amount available to you. Whether you’re looking to invest in new equipment, expand your premises, or manage cash flow, a secured loan can be a powerful tool to grow your business. If you’re ready to move forward, click the button below to start the application process and let us help you secure the financing you need.
Next Steps: Ready to Apply?
Once you’ve calculated your loan amount, take the next step by submitting your details through our online application form. Our team will review your application and get back to you with tailored loan options.
enquire for freeAre You Eligible For A Secured Business Loan?
If you meet the below criteria you may qualify for an Equiddy Secured Business Loan.
You are a Director of a Limited Company in England or Wales
You own a property that could be used as loan security
You have a business bank account
Frequently Asked Questions
EdgeFlow Captial unregulated secured business loans for limited companies, including loans for businesses with bad credit.
Any limited company or limited liability partnership located in England or Wales whose shareholders, partners or other stakeholders are ready to enter a personal guarantee secured against their property, or, in some circumstances, when the business owns property, use it as security.
Only commercial or residential property can be used as security for a loan.
Yes. You can use your home or a buy to let property as security for the guarantee provided against the loan to your business.
You can typically borrow between £25,000 and £250,000+, depending on your business’s financial position, the type and location of the property used as security, and the property's market value. In most cases, loans can go up to 70% of the property's value.
In England and Wales, acceptable security includes residential owner-occupied, investment, or semi-commercial properties. The registered proprietor, or owner, of the property provided as security, must be the guarantor or borrower. The lender can typically provide a second mortgage or, in some situations, a third mortgage where there is already a second mortgage.
If repayments aren’t met, the lender may seize the property used as loan security to recover the loan amount.
How Our Secured Small Business Loans Work
Our Small Business Loans Tailored For You
Secured Business Loan Representative Example
If you borrow £25,000 over 10 years at an interest rate of 20.8% APR (fixed) you would pay £467.98 per month. The total charge for credit would be £31,157.60. The total amount repayable would be £56,157.60. A lenders legal and admin fee may be payable which would increase the total amount repayable and the APRC. The standard fee is £795 for loans up to £30,000 and £1395 for loans over £30,000.
YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT