Small Business Loans For Construction Companies
Access secured small business loans tailored for construction firms, with fixed rates and terms up to 15 years. Designed for Limited Companies and LLPs with residential or commercial property.
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Secured Small Business Loans for Construction Companies
Running a construction business requires careful management of projects, materials, and workforce. Whether you're building residential homes, commercial properties, or infrastructure, access to flexible financing is essential. Our secured small business loans for construction companies provide the capital you need to cover equipment purchases, payroll, or project expansion. Backed by your property, these loans offer competitive rates tailored to the construction industry.
If you own a residential or commercial property with sufficient equity, our secured loans open the door to funding from £25,000 to £250,000, often approved within 24 hours. Check your eligibility in minutes with no obligation and apply for a no-cost, no-fee in principle offer.
Access between £25,000 and £250,000 within 24 hours of approval. No application fees. No broker costs. Check your eligibility today with no obligation.
free no obligation quoteHow our loans can help you
Unleash the potential of your business. Our loans can help you..
Improve Cashflow
Purchase Equipment
Debt Consolidation
Pay HMRC
Pay Wages
Purchase Premises
Are You Eligible For A Secured Business Loan?
If you meet the below criteria you may qualify for our Secured Small Business Loan.
You are a Director of a Limited Company in England or Wales
You own a property that could be used as loan security
You have a business bank account
What our customers are saying...
I'm just emailing to confirm I have now received the funds of £40K into my business bank account. I would just like to say many thanks for all your help with this Business Loan. It has been very much appreciated and will help me to get my business started. I can't wait to get started. Thanks again.
GHU LTD
Small Business Loans Available to Limited Companies and LLPs
Construction businesses often operate with tight margins and payment delays. Our secured loans offer better rates and higher loan values compared to unsecured options, helping you manage cash flow or finance new opportunities.
Borrowing against property allows construction companies to access up to 75% of their property's market value, unlocking working capital quickly and affordably.
Lower interest rates, longer terms, and larger loan amounts make this an ideal option for growing your firm, hiring staff, or covering upfront project costs.
free no obligation quote£250,000 Max Loan Available
Zero Broker Fees
Secured By Residential or Commerical property
Fixed Rate & Interest Only Loans Available
Loans For Any Business Purpose
Deal Direct With The Lender
Small Business Loan Calculator
Fuel your company’s growth with our secured business loans. With flexible terms, quick approval, and competitive rates, you'll have the support you need to invest in expansion and long-term success
Curious about what a secured loan could look like? Get a rough idea here before you apply. This calculator is for illustrative purposes only.
free no obligation quoteLoan Term: 10 years
Our Small Business Loans can be used for any business purpose
Our Secured Small Business Loans can be used to consolidate existing debts, pay bills including HMRC, buy new stock or equipment or simply for cashflow purposes to cover seasonal demands.
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Flexible Loan Term
Loans may have a possible duration of 3 years up to a maximum of 15 years with the monthly payments fixed for the duration of the loan.
Fixed Interest Rate
On a Fixed Rate which means the interest rate charged will not vary for the loan duration. Interest rate 1.59% per month. 19.08% per annum. 20.84% APR.
No Debenture
No debenture required and no security required over your business assets.
Frequently Asked Questions
Yes. Construction companies can access secured business loans by providing residential or commercial property as security.
Any construction-related Limited Company or LLP in England or Wales may be eligible, subject to property security from a director or stakeholder.
Only residential or commercial property may be used as security. Tools, vehicles, or equipment are not eligible.
Yes, new construction companies may apply if they have access to qualifying property to secure the loan.
Loan amounts generally range from £25,000 to £250,000+, depending on the property’s market value and equity.
Property must be located in England or Wales and can include homes, buy-to-lets, or mixed-use premises owned by the borrower or guarantor.
If loan repayments are missed, the secured property may be repossessed by the lender.
How Our Secured Small Business Loans Work
Our Small Business Loans Tailored For You
Secured Business Loan Representative Example
If you borrow £25,000 over 10 years at an interest rate of 20.8% APR (fixed) you would pay £467.98 per month. The total charge for credit would be £31,157.60. The total amount repayable would be £56,157.60. A lenders legal and admin fee may be payable which would increase the total amount repayable and the APRC. The standard fee is £795 for loans up to £30,000 and £1395 for loans over £30,000.
YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT